For brokers with manufacturing clients
Funding expertise for your manufacturing clients.
Manufacturing insurance can span machinery, assets, product liability and business interruption. Clearmatch works with you to assess clients’ eligible premiums and bring clear funding terms into their production, inventory and investment planning.
Funding is subject to eligibility, credit assessment, approval, available funding and agreement terms. Interest and fees apply.
A connected view of costs
Connect the renewal with your client’s business plans.
Stock, materials, payroll and plant all compete for a manufacturing client’s cash. Insurance premiums need a clear place in that discussion.
Premium funding replaces an eligible upfront premium payment with a loan and agreed repayments. Help the client consider what that means for the business’s cash commitments over the full funding term, including interest and fees.
Clearmatch has experience funding manufacturing businesses. We work with you on the actual premium documents and business context, with cover advice remaining with the client’s authorised insurance adviser.
Details worth bringing together
A programme can have several moving parts.
Plant and premises
Identify the client’s policies, locations, insured entities and premium dates. Changes in equipment or premises can create new premium requirements during the year.
Products and operations
Liability and business interruption can sit alongside asset and machinery cover. Provide the client’s policy schedule so our team can assess the eligible premiums in context.
Workforce premiums
Workers’ compensation can be a substantial annual cost for Australian clients. Its scheme requirements and payment choices deserve a separate look within the programme.
Specialist funding
Room for the detail in a larger programme.
Different policy periods or borrowing entities can call for more than a standard quote.
Our team can work through the client’s programme with you and consider whether eligible premiums should sit together or in separate loans. Policy inception dates and the periods being funded help shape that assessment.
Clearmatch’s warehouse, Term Note marketplace and selective balance-sheet capability provide different routes to consider eligible loans. All routes remain subject to the same credit discipline, their relevant terms and available funding.
Support a clear funding decision at renewal.
- 01
Prepare the documents
With the client’s permission, bring the invoices, insurers, policy types, insured and borrowing entities, inception and expiry dates, and payment deadlines.
- 02
Explain what is changing
Tell us about the client’s new premises, equipment, entities or policy dates that affect the funding requirement. Coordinate with the insurance adviser where that is a separate role.
- 03
Support the client’s review
Help the client compare the total cost and timing of the proposed repayments with upfront payment or other available options. Check what happens if a premium changes.
Manufacturing funding questions from brokers.
Can a programme with several policies be considered?
Yes. Provide the client’s complete details so our team can assess eligibility and structure. Different dates, entities or policy terms may lead to separate arrangements.
Does premium funding provide cash for machinery or stock?
The funding pays eligible insurance premiums. It is not a general-purpose loan for plant or inventory, although its repayment schedule can be considered alongside those business commitments.
Can we discuss workers’ compensation at the same time?
Yes. Bring the client’s eligible Australian workers’ compensation premiums to our specialists alongside the wider programme. Help the client compare scheme instalments and any discounts with the full funding cost.
What happens when a policy changes?
Bring additional premiums, cancellations or refunds to our team and coordinate with the client’s insurance adviser where that is a separate role. The funding impact needs to be assessed rather than assumed.
We’re here to help
Bring us your next manufacturing client renewal.
Talk with our team about the client’s policy programme and business context, with specialist funding support for the relationship you lead.