Premium funding for your clients
Their insurance in place. Their payments in step.
Help your clients spread eligible insurance premiums over an agreed repayment schedule. We work through insurance and finance brokers to assess and arrange funding, with specialist support when a case needs closer attention.
Interest and fees apply. Eligibility, approval and agreement terms apply.
The essentials
Consider the premium and the client’s cash flow together.
Bring the insurance programme and business context. Our team will work with you on the funding requirements.
A premium funding arrangement pays eligible premiums upfront. The client repays the funding by instalments, with interest and any applicable fees.
Funding is separate from insurance. Cover advice remains with the client’s authorised insurance adviser; the funding discussion sets out the payment commitment.
Informed decisions
Look at the whole picture.
Working capital
Help clients consider the value of keeping cash available alongside the total cost of funding.
Payment visibility
Review repayment dates and amounts with the client so the commitment can be considered within their cash-flow plan.
People to speak to
Speak with our team about the process, documentation and next steps for the case you are presenting.
What to expect
A clear path from quote to funding.
- 01
Share the client details
Provide the premium and business information needed for a funding quote.
- 02
Review the arrangement
Work through the total cost, repayment schedule and agreement with the client. Bring any funding questions to our team.
- 03
Complete the application
Help coordinate the client information and authorisations required. Funding is subject to our assessment and approval.
- 04
Keep support within reach
Clients make the agreed repayments. Existing customers can contact our support team directly if their circumstances change.
Depth for the premiums that need it.
Bring your client’s policy details and timing to our specialists.
Workers’ compensation funding
Compare eligible premium funding with the actual scheme payment choices and total costs.
ExploreComplex insurance programmes
Different inception dates, policies and entities can require a closer look at the funding structure.
ExploreIndustry experience
Explore construction, transport and manufacturing funding conversations.
ExploreQuestions worth asking.
Is premium funding the same as insurance?
No. Insurance provides cover under the policy. Premium funding is a separate credit arrangement used to pay eligible premiums. The client’s obligations under both arrangements remain important.
Can a client fund more than one policy?
A funding arrangement may cover multiple eligible premiums. Bring the policy details to our team to establish which premiums can be included in the quote.
What should clients review before accepting?
Interest and fees, the total amount payable, repayment dates, cancellation provisions and the consequences of missed payments. The quote and agreement contain the authoritative details.
What happens when a client’s insurance changes?
Discuss the change with our team. A policy adjustment, cancellation or refund may affect the funding arrangement; it should not be assumed to change automatically.
What support is available if a client has difficulty paying?
Existing customers can contact our support team directly as early as possible. The support page links to the existing hardship and complaint channels.
We’re here to help
A client case to talk through?
Bring the premium, the timing and the detail. Our broker team will help you work through the next step.