Complex client cases · Broker perspectives
When a funding case needs a closer look.
When a client’s premium programme or business circumstances need a closer look, bring the case to us early. The right preparation helps you progress a more useful funding discussion.
Explain what makes your client’s case different.
Start with the client’s premium and insurance structure. Then explain the business context, timing and any features that may make a standard premium-funding arrangement less straightforward.
The amount alone is not the whole story. Policy periods, documentation, borrowing entities and the client’s circumstances can all affect the assessment. Your knowledge helps our team understand the request.
Prepare the information that moves the discussion forward.
- 01
The premium and timing
The client’s premium amount, payment deadline and the funding amount being discussed.
- 02
The policy context
The policy classes, insurers, inception dates and any relevant structure or expected changes.
- 03
The client’s circumstances
The borrowing entity, the client’s funding objective and why the case needs closer consideration.
- 04
The questions to resolve
The points you and the client need clarified before a structure, quote or application can progress.
Discuss the structure before assuming the outcome.
Clearmatch’s Term Note capability gives you a route to discuss eligible client cases that may need a different funding structure. A larger or unusual case still needs assessment; a particular structure is not assured.
Our team considers the client’s case, required information, available funding and applicable agreement terms. Bringing the details early gives you a clearer basis for the next client conversation.
Keep the explanation useful for the client.
As the discussion develops, help the client understand the proposed commitment: total cost, repayments, documentation and obligations. A different structure still needs a clear explanation.
The next step may be a funding proposal, further information or another discussion. In each case, our broker team can work through what is needed with you so the client stays informed.
Important context.
This is general information for brokers preparing a client funding discussion. It is not credit approval, financial advice or an offer of investment. Any arrangement remains subject to its own assessment and terms.
We’re here to help
Bring us your next client case.
Talk with our broker team about the client’s premium, timing and funding requirements.